Frank Tehel Retirement Seminars in Virginia Beach
Two free October sessions help local residents explore questions about retirement income and Social Security taxes.
October Effect, Ltd.
October Effect, Ltd. is a Virginia Beach investment advisory firm serving individuals, families, and business owners through investment management and financial planning.
About October Effect, Ltd.
October Effect, Ltd. is an investment advisory firm based at One Columbus Center in Virginia Beach. Published services include investment management, financial planning, retirement and income planning, college planning, business-succession planning, qualified retirement plans, and risk-protection analysis.
Insurance products and services are offered through Frank Tehel, Independent Agent, an affiliated but separate activity. Registration does not imply a particular level of skill or training.
Services: Financial Planning · Investment Management · Retirement & Income Planning · Business-Succession Planning · Risk-Protection Analysis
City: Virginia Beach
Neighborhood/Area: Town Center
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frequently asked questions
What services does October Effect provide?
Published services include investment management, financial planning, retirement and income planning, college planning, business-succession planning, qualified retirement plans, risk-protection analysis, financial education, and insurance products offered separately through Frank Tehel as an independent insurance agent.
Is October Effect a registered investment adviser?
October Effect appears in the SEC Investment Adviser Public Disclosure system under CRD 281369. Prospective clients should review the current Form ADV, registration status, representatives, fees, conflicts, ownership, and disciplinary disclosures. Registration does not imply a particular level of skill or training.
What should clients ask about fiduciary duty and fees?
Ask when the firm and individual representative act as fiduciaries, how advisory and insurance compensation work, which custodian holds assets, what fees apply, how conflicts are addressed, and whether services are discretionary or non-discretionary. Review the current Form ADV and written agreement.
How are insurance services related to the advisory firm?
October Effect’s website states that insurance products and services are offered through Frank Tehel, Independent Agent, an affiliated activity. Clients should understand which recommendations are advisory services, which involve insurance compensation, and which entity is responsible for each product or service.
How can someone contact October Effect?
October Effect lists an office at One Columbus Center, Suite 651A, in Virginia Beach and a public phone number of 757-390-3341. Prospective clients should confirm eligibility, service scope, jurisdiction, minimums, fees, and required disclosures before entering an advisory relationship.
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