Retirement & income
Organize expected income, everyday spending and larger expenses. Bring current benefit estimates and account information so a professional can discuss your circumstances.
Build your retirement checklist →Plan your next chapter · Coastal Virginia
Wealth Management in Hampton Roads
Practical financial reading, local firms and questions that help you make your next planning conversation count.
Free retirement seminars
Virginia Beach
Event promotion
Oct 19 · 6 p.m. / Oct 20 · 11 a.m.
Taxable Income When Starting Social Security
Join Frank Tehel, CFP®, EA, of October Effect for an educational session at the Meyera E. Oberndorf Central Library.
Choose a seminar & register →Start with your decisions
More than an investment account
Wealth management can bring several financial conversations together: how you invest, prepare for retirement, support family, manage risk and coordinate with tax and legal professionals. The services behind the name vary by firm. Ask what is included, who provides it and how you will pay.
Investments & old retirement plans
Compare existing accounts before making changes. Ask about investment choices, total costs, access to money and the tradeoffs of any proposed rollover.
Understand your 401(k) options →Family, property & business
A home purchase, business transition or responsibility for a relative can change your priorities. Identify which decisions need an advisor, accountant, attorney or benefits specialist.
Prepare questions for a firm →Chandler Worth · CVA finance
Read before your next financial decision
Practical articles with linked sources and clear next steps.
Chandler Worth 3 min read
Choosing a Wealth Manager in Hampton Roads: Questions Before You Hire
Compare services, fees, credentials and communication before choosing a wealth manager in Virginia Beach or elsewhere in Hampton Roads.
Read the storyChandler Worth 3 min read
Before You Retire in Coastal Virginia: Build an Income and Expense Checklist
Organize expected income, everyday costs, housing decisions and questions before your next retirement-planning meeting.
Read the storyChandler Worth 2 min read
401(k) Rollover Questions to Ask Before Moving Your Money
Compare your old 401(k) options, fees and tax considerations, with a local planning connection to Virginia Asset Group.
Read the storyChandler Worth 2 min read
Frank Tehel Retirement Seminars in Virginia Beach
Two free October sessions help local residents explore questions about retirement income and Social Security taxes.
Read the storyLocal connections
Explore wealth-management firms
These Virginia Beach firms provide starting points for residents comparing services across Hampton Roads. Confirm current services, fees, account requirements and availability directly. A listing is not a recommendation that a firm or investment is suitable for you.
Virginia Asset Group
Financial planning and wealth management for individuals, families and business owners, with a main office in Virginia Beach.
View services, articles & contact details →October Effect, Ltd.
Virginia Beach investment advisory firm providing portfolio management, financial planning, retirement, business-succession, and related education.
View services, articles & contact details →Make a useful comparison
Bring the same questions to every meeting
- Scope: What work will you deliver, and what falls outside this agreement?
- Costs: What will I pay in advisory charges, investment expenses and other fees?
- Responsibility: Who will work with me, and how are recommendations documented?
- Coordination: How will you work with my accountant, attorney or employer plan?
- Review: How often will we meet, and what life changes should prompt an update?
Keep written notes. Compare the actual proposal with the services you need, and check professional registrations and disclosures before signing.
Common questions
Wealth-management questions, explained
How is wealth management different from financial planning?
Firms use these terms differently. Financial planning may focus on a written plan and defined decisions; wealth-management services may also include ongoing investment management and coordination with other professionals. Ask for a written scope instead of relying on the label.
Do I need a certain amount of money to work with a firm?
There is no single minimum across the industry. Ask each firm about account minimums, planning-only options, ongoing fees and whether its service fits the complexity of your situation.
How do I check a financial professional?
Use Investor.gov to find registration and background information, and confirm any professional credential with its issuing organization. Review the firm’s relationship summary or other applicable disclosures. A title or registration alone does not establish suitability or guarantee results.
Should I move an old 401(k) into an IRA?
That depends on your plans and circumstances. Compare leaving assets in the existing plan, a new employer’s plan if available, an IRA and the consequences of taking a distribution. Read our rollover guide and discuss fees, rules and tax consequences before acting.
What should I bring to a first meeting?
Bring your main questions, a broad account inventory, income and expense information, benefit estimates and relevant plan documents. Use the firm’s verified secure process for sensitive records.
Can I begin with an educational seminar?
A seminar can help you organize questions. Frank Tehel’s October Effect sessions offer a local starting point; check the linked registration page for dates and availability. Group education does not replace advice based on your own circumstances.
Plan around your life in Coastal Virginia
Compare the details of staying in your home, moving nearer family or changing your work schedule. A household in Norfolk, Chesapeake or Virginia Beach may have different costs and priorities; use your own bills and plans rather than a regional average.
Senior living & local activities → Relocation resources → Financial Services →
By Chandler Worth · CVA. Updated October 14, 2026. General education, not individualized investment, tax or legal advice. Resources: Investor.gov, FINRA credential information and the sources linked in each article.
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